Types of Medical Expense Insurance
There are typically two types of policies: Basic Medical and Major Medical Expense.
Basic Medical Expense policies offer coverage for standard hospital, surgical, and physician expenses. It works to insure certain types of hospital visits/stays, surgery for specific types of procedures, and common physician fees.
Major Medical Expense policies are for covering expenses that take over when the limits of a basic insurance plan have been exhausted. This typically involves more catastrophic situations over basic injury or illness.
To find out more, please contact Manzanita Insurance today. One of our helpful Health Insurance specialists will work with you to create a Medical Expense policy that fits the needs of you and your family.