Welcome to Manzanita Insurance.

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Located in Prescott Valley, Arizona. We compare 100+ insurance companies to find the best policy for you. Select a product below or call us at 928-642-0073 to start the conversation.







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8168 Florentine Rd, Ste A
Prescott Valley Arizona 86314

How it works.

We make getting insurance easy in 3 simple steps.

Who is Manzanita Insurance?

We are an independent insurance agency headquartered in Prescott Valley, Arizona.
Our goal is to help you get the right insurance coverage at the right price.

Customer Success Stories

Why our customers love us.

Manzanita Insurance - Family Fall Portrait

Client Reviews.

“I was in need of a business policy FAST and Adam did just that. I was beyond excited and impressed that he was able to make this happen. It was also SUPER reasonable! We have since changed all our policies over to him and saving a ton of money every year! Thank You Adam!!!”

– Missy R.

“Manzanita Insurance is the best in town! Adam helped me with all my questions and concerns! He maintains professionalism and proficiency during the entire process! Thank you Adam!”

– Amanda B.

“Adam was great to work with, listened to understand our unique needs, and put together an insurance plan we are happy with.”

– Greg G.

Our place in the community.

Coming from multiple generations of Prescott Area natives, my wife and I have chosen to continue to raise our two sons in this great community.

We actively support many great local organizations and non-profits, including Prescott Valley Performing Arts and Children’s Theater, Tri-City Prep High School, Liberty Traditional School, 100 Men Who Care-Northern Arizona, and the Prescott Astronomy Club.

If the weather is nice – which is most always the case in our little slice of Heaven – we can usually be found with friends at one of our many community events or out exploring the beauty of Northern Arizona.

We find quality of life by working to live, not living to work, and want to help you do the same.

Questions? Answers.

Don’t see your question? Contact us.

Will turning in a claim automatically increase my insurance?2023-01-05T17:55:35-05:00

This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

What is an adjuster?2023-01-05T17:55:36-05:00

An adjuster is a representative of the insurance company that helps settle a claim.  They are not employed by us.  We do not settle claims as this is done by the adjuster.  However, we will assist in making sure a covered claim is paid fairly and promptly.

Does my insurance cover special events such as weddings?2023-01-05T17:55:36-05:00

Many venues that are rented for special occasions such as weddings and graduation open houses require proof of coverage for up to $1,000,000 in liability insurance to cover property damage and bodily injury accidents that may occur during the event.  Many Homeowners policies will provide coverage for these types of events. An excess / umbrella liability policy is also a good idea and will comply with the requirement for $1,000,000 in liability coverage.

If you are hosting an event where alcohol will be served, your homeowners policy will cover this “host liquor liability” as long as you do not charge money for the alcohol. If alcohol will be served it is recommended to transfer the liability by hiring a bartender or caterer who carries their own liquor liability coverage. If you do decide to have a cash bar or if the venue requires to be listed as an additional insured on your policy, we can provide you with a separate Special Event Liability policy to cover this exposure.

For specific events and how coverage would be afforded under your policy please contact us.

What is scheduling?2023-01-05T17:55:36-05:00

Scheduling involves placing specific items with a specific value on your homeowners insurance.  It can also be called an “Inland Marine” policy.  This allows coverage for items that may be leaving your premises and would then be lost or stolen.  They can also be set at specific deductibles.  The most common items to schedule are jewelry, bikes, cameras and fine arts.

What is the difference between “replacement cost” and “market value”?2023-01-05T17:55:36-05:00

Replacement cost is the amount it costs to rebuild a home or structure.  This amount can also include demolition.  This value can be significantly different than an appraisal.  Reason being, the cost of materials to rebuild can outweigh a home or structure’s market value.  When insuring a home or structure the insurance company needs to know the replacement cost.  There are tools that our agents use to help approximate this value.

Do I need to have auto insurance if my vehicle is paid off?2023-01-05T17:55:36-05:00

Yes, it is the State law for all owners of a vehicle to have auto insurance.  It is your choice if you wish to insure for physical damage if there is not a lender involved.

What is broad form collision and can I choose something different?2023-01-05T17:55:36-05:00

Broad form collision allows you to not have to pay your deductible if you are not deemed at fault in an accident.  There are also options to choose “regular” and “limited”.  These options should be discussed with your agent.

Should I make my payments to your agency or the insurance company?2023-01-05T17:55:36-05:00

All payments should be directed to the insurance company unless specifically stated by your representative.  Please see our “billing” section if you wish to pay by phone or have a question on your billing account.

Want to learn more?

Manzanita Insurance provides customized insurance coverage. We understand that you might need several kinds of coverage, depending on your lifestyle and the kinds of things you own and enjoy. That’s why we offer a number of different policies to choose from, so you can get the coverage you’re looking for. Choose an option below.

Homeowners Insurance

Home Insurance

Feel at home
knowing you’re safe.
Vehicle Insurance

Auto Insurance

It pays to
be prepared.
Homeowners Insurance

Life Insurance

Protect the ones
you love.
Business Insurance

Business Insurance

Know your business
is protected.
Umbrella Insurance

Umbrella Insurance

Feel secure
knowing it’s safe.
High Net-Worth Insurance

High Net-Worth

Protect the things
you’ve worked hard for.

24/7 access to your
customer service center.

Requesting service has never been easier.

We’re here to help.

  • Request Policy Changes

  • Add or Replace a Vehicle

  • Billing & Payments

  • Report a Claim

  • Request a Certificate

  • Change Mortgagee

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