This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense. However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
Who is Manzanita Insurance?
Customer Success Stories
Why our customers love us.
Client Reviews.
“I was in need of a business policy FAST and Adam did just that. I was beyond excited and impressed that he was able to make this happen. It was also SUPER reasonable! We have since changed all our policies over to him and saving a ton of money every year! Thank You Adam!!!”
– Missy R.
“Manzanita Insurance is the best in town! Adam helped me with all my questions and concerns! He maintains professionalism and proficiency during the entire process! Thank you Adam!”
– Amanda B.
“Adam was great to work with, listened to understand our unique needs, and put together an insurance plan we are happy with.”
– Greg G.